by Denis Bugeja | Oct 5, 2022 | blog, Debt, life insurance
Naming a beneficiary of a life insurance policy provides a significant benefit in planning and protecting one’s estate. With a named beneficiary, the death benefit is paid directly to the beneficiary and is received tax-free. It bypasses the policyowner’s estate...
by Denis Bugeja | Jul 6, 2022 | blog, Estate Planning, Family
Avoid Disinheriting Your ChildrenIn today’s family, it is not unusual for spouses to enter a marriage with children from previous relationships. Parents work hard at getting these children to functionally blend together to create a happy family environment. Often...
by Denis Bugeja | Jun 1, 2022 | blog
If you are a grandparent wishing to provide an asset for your grandchildren without compromising your own financial security, you may want to consider an estate planning application known as Cascading Life Insurance. How does the Cascading Life Insurance Strategy...
by Denis Bugeja | May 2, 2022 | blog, disability, Disability Insurance
What you need to know about your Group Long Term DisabilityHaving a source to replace your earned income in the event of an illness or accident is vital considering that on average, 1 in 3 Canadians will become disabled for a period of more than 90 days at least once...
by Denis Bugeja | Apr 1, 2022 | blog, Business Owners, corporate
Owners of very successful private corporations are well aware of the importance of cash flow. Many are protective of how they allocate corporate capital so that business ventures are adequately funded and investment opportunities are not missed. The...