by Denis Bugeja | Sep 2, 2024 | blog, Insurance, life insurance
Considering that the proceeds of a life insurance policy are received tax-free upon the death of the life insured, it is not surprising that the premiums for the policy are not tax deductible. There are two circumstances, however, where premiums would be deductible...
by Denis Bugeja | Jul 1, 2024 | blog, critical illness insurance, disability, Disability Insurance, Estate Planning, Family, Insurance, life insurance, long term care
The Sandwich Generation was a term coined by Dorothy Miller in 1981 to describe adult children who were “sandwiched” between their aging parents and their own maturing children. There is even a term for those of us who are in our 50’s or 60’s with elderly parents,...
by Denis Bugeja | Jun 18, 2024 | blog, life insurance
The question of when to buy life insurance might seem as complicated as assembling a piece of IKEA furniture without instructions. Yet determining the best time for life insurance is actually more straightforward than you think. The secret is that there’s...
by Denis Bugeja | Apr 3, 2024 | blog, Investment, life insurance, tax
If you are an active investor, your investment holdings probably include many different asset classes. For many investors, diversification is a very important part of the wealth accumulation process to help manage risk and reduce volatility. Your investment portfolio...
by Denis Bugeja | Nov 1, 2023 | blog, Family, Insurance, life insurance
As a young family, you will be facing a lot of new challenges that you may or may not be prepared for along the way. Whether it’s children, a mortgage, or unexpected expenses that come up, now is the perfect time to start thinking about all the potential pitfalls that...
by Denis Bugeja | Oct 2, 2023 | blog, life insurance
If you have ever thought that life insurance was something you wouldn’t need after you reached a certain level of financial security, you might be interested in knowing why many wealthy individuals still carry large amounts of insurance. Consider the following: A life...
