by Denis Bugeja | Mar 3, 2025 | blog, critical illness insurance, Family, individuals, Insurance, life insurance
Traditional life and critical illness insurance policies provide essential security for your loved ones. However, if health conditions have made obtaining coverage a challenge, there are now new options designed to ensure you’re not left without protection. Two...
by Denis Bugeja | Feb 5, 2025 | blog, critical illness insurance, Family, individuals, Insurance
Many parents start early when it comes to saving for their child’s education, but there’s one option that’s not as well-known: Children’s Critical Illness Insurance. It’s an often-overlooked product that can provide an extra layer of financial security, ensuring your...
by Denis Bugeja | Jan 6, 2025 | blog, Estate Planning, Family, tax
Planning an estate goes beyond drafting a will. Ensure your wishes are honoured and minimize the financial burden on your family by organizing your legacy, with 5 simple steps. Keep Your Will Updated A will outlines your wishes for your asset distribution. Review and...
by Denis Bugeja | Aug 6, 2024 | blog, Estate Planning, Family, financial advice, financial planning
Are you a parent or grandparent interested in transferring wealth to your kids or grandkids in a tax-efficient way without compromising your own financial security? Cascading life insurance could be for you. This approach not only leverages the cost-effectiveness of...
by Denis Bugeja | Jul 1, 2024 | blog, critical illness insurance, disability, Disability Insurance, Estate Planning, Family, Insurance, life insurance, long term care
The Sandwich Generation was a term coined by Dorothy Miller in 1981 to describe adult children who were “sandwiched” between their aging parents and their own maturing children. There is even a term for those of us who are in our 50’s or 60’s with elderly parents,...
by Denis Bugeja | Jun 4, 2024 | blog, Estate Planning, Family, financial advice, financial planning
If you think your heirs are not quite old enough or prepared enough to discuss the wealth they will inherit on your death, you’re not alone. Unfortunately, this way of thinking can leave your beneficiaries in a decision-making vacuum: an unnecessary predicament which...
