by Denis Bugeja | Apr 3, 2024 | blog, Investment, life insurance, tax
If you are an active investor, your investment holdings probably include many different asset classes. For many investors, diversification is a very important part of the wealth accumulation process to help manage risk and reduce volatility. Your investment portfolio...
by Denis Bugeja | Feb 1, 2024 | blog, Debt
Debt today is so common, you might say it can’t be avoided. Most people are not in a position to purchase a house or car for cash, while those who can buy such things outright may prefer to finance and keep control of their capital. The truth is, while most of us see...
by Denis Bugeja | Jan 3, 2024 | blog, Investment, retirees, Retirement, RRSP, Tax Free Savings Account
In bull markets, some investors develop unhealthy expectations as to the long term yields their investments should provide. Ten years ago, some came to accept returns as high as 15% to 20% per annum as the base return their fund and portfolio managers were expected to...
by Denis Bugeja | Dec 1, 2023 | blog, RDSP, Registered Education Savings Plan, Retirement, RRSP, tax, Tax Free Savings Account
Was last year’s filing of your income tax return a satisfying experience for you? Did you have a sense of accomplishment or dismay? For many, the April 30th deadline seems to arrive way too soon. If this is the case with you, starting the process much earlier would...
by Denis Bugeja | Nov 1, 2023 | blog, Family, Insurance, life insurance
As a young family, you will be facing a lot of new challenges that you may or may not be prepared for along the way. Whether it’s children, a mortgage, or unexpected expenses that come up, now is the perfect time to start thinking about all the potential pitfalls that...
