by Denis Bugeja | Oct 6, 2025 | Blog, Business Owners, Corporate, Incorporated Professionals, Insurance, Life Insurance
The Hidden Tax Surprise for Holding Companies (And the Insurance Solution) Meet John. After 30 years of building a successful business, he transferred his investments and savings into a holding company. It gave him structure, flexibility, and peace of mind, until we...
by Denis Bugeja | Aug 27, 2025 | Blog, Business Owners, Corporate, Incorporated Professionals
How Corporate Insurance Can Benefit Your Business When most people think of life insurance, they think of personal protection instead of business protection. For a business owner, corporate-owned insurance can be a powerful planning tool. It’s not just about risk,...
by Denis Bugeja | Jul 30, 2025 | Blog, Business Owners, Financial Advice, Incorporated Professionals, Individuals, tax
Summer at the cottage is full of memories: dockside coffees, late-night campfires, and the debate over who’s doing the dishes. My friend Peter owns a family cottage that both his children enjoy, and he recently told me he wants to pass it on now, rather than leave it...
by Denis Bugeja | Jun 26, 2025 | Blog, Business Owners
Starting your own business is exciting, but it also comes with risks. You’ve poured time, energy, and probably a good chunk of your savings into getting it off the ground. So, let’s talk about something not-so-glamorous but important: insurance. I know, insurance...
by Denis Bugeja | May 28, 2025 | Blog, Business Owners, Individuals, Insurance, Life Insurance
Life insurance through your employee benefits plan is a great perk—but relying on it alone could leave your family underprotected. As of the most recent data available, LIMRA’s Canadian Life Insurance Ownership Study indicates that 44% of Canadian households own...
by Denis Bugeja | Sep 6, 2024 | Blog, Business Owners, Corporate, Financial Advice, Financial Planning, Incorporated Professionals, Individuals, Investment, tax
The Canadian government recently introduced big changes to capital gains in the 2024 Federal Budget. You’re probably wondering how it will affect you and/or your business moving forward. These changes, particularly the increase in the inclusion rate on capital gains...
