by Denis Bugeja | Jan 6, 2025 | blog, Estate Planning, Family, tax
Planning an estate goes beyond drafting a will. Ensure your wishes are honoured and minimize the financial burden on your family by organizing your legacy, with 5 simple steps. Keep Your Will Updated A will outlines your wishes for your asset distribution. Review and...
by Denis Bugeja | Dec 3, 2024 | blog, Estate Planning, financial advice, tax
Did you know that after years of working hard to provide for your family, without proper planning you could end up leaving them with a tax bill? Good news! There are ways to eliminate or defer these tax liabilities to protect your estate for future generations. To...
by Denis Bugeja | Nov 4, 2024 | blog
In Canada, where small and medium businesses are the essence of the economy, business succession planning isn’t just an option – it is necessary to secure your company’s future success and protect your legacy. It is crucial for ensuring the smooth transfer of...
by Denis Bugeja | Sep 6, 2024 | blog, Business Owners, corporate, financial advice, financial planning, incorporated professionals, individuals, Investment, tax
The Canadian government recently introduced big changes to capital gains in the 2024 Federal Budget. You’re probably wondering how it will affect you and/or your business moving forward. These changes, particularly the increase in the inclusion rate on capital gains...
by Denis Bugeja | Sep 2, 2024 | blog, Insurance, life insurance
Considering that the proceeds of a life insurance policy are received tax-free upon the death of the life insured, it is not surprising that the premiums for the policy are not tax deductible. There are two circumstances, however, where premiums would be deductible...
by Denis Bugeja | Aug 6, 2024 | blog, Estate Planning, Family, financial advice, financial planning
Are you a parent or grandparent interested in transferring wealth to your kids or grandkids in a tax-efficient way without compromising your own financial security? Cascading life insurance could be for you. This approach not only leverages the cost-effectiveness of...
