by Denis Bugeja | Mar 9, 2023 | blog, Business Owners, Estate Planning
In the planning of their estates, most parents might prefer to leave their assets in equal shares to their children. Often, the only complication in this scenario could be how to divide up the family home. For owners of a family business, however, the concept of...
by Denis Bugeja | Feb 1, 2023 | blog, Insurance, life insurance
Given the problems encountered by some large financial institutions in the United States, how concerned should we be about the state of the life insurance industry in Canada? Insurance is one of the most closely regulated industries in Canada. Unlike the United...
by Denis Bugeja | Jan 2, 2023 | blog, Insurance, life insurance
If you require permanent life insurance coverage for family, estate planning, business, or tax planning purposes or you just wish to accumulate money in your life insurance program it may be time to look at a permanent, level-cost solution. Many of us purchase large...
by Denis Bugeja | Dec 1, 2022 | blog, life insurance
During this stressful and challenging time, many are wondering what effect COVID-19 could have on their life insurance. Some may be worried that the insurance companies would make changes to their existing policy due to coronavirus concerns, resulting in an increase...
by Denis Bugeja | Nov 1, 2022 | blog, Estate Planning
Prior to the pandemic, the projected deficit for 2020 was estimated to be $20 billion. As a result of Covid-19, the actual deficit in Canada rose to over $300 billion. In 2022, due to pandemic emergency spending being eased the deficit has fallen significantly BUT...
by Denis Bugeja | Oct 5, 2022 | blog, Debt, life insurance
Naming a beneficiary of a life insurance policy provides a significant benefit in planning and protecting one’s estate. With a named beneficiary, the death benefit is paid directly to the beneficiary and is received tax-free. It bypasses the policyowner’s estate...
Recent Comments