by Denis Bugeja | Apr 1, 2025 | blog, Estate Planning, Family, individuals, Insurance, life insurance
You may have heard of estate freezes, but what are they, and should you consider one? An estate freeze is a tax-planning strategy that allows business owners to shift the future growth of their company to the next generation while capping their tax liability on a sale...
by Denis Bugeja | Mar 3, 2025 | blog, critical illness insurance, Family, individuals, Insurance, life insurance
Traditional life and critical illness insurance policies provide essential security for your loved ones. However, if health conditions have made obtaining coverage a challenge, there are now new options designed to ensure you’re not left without protection. Two...
by Denis Bugeja | Feb 5, 2025 | blog, critical illness insurance, Family, individuals, Insurance
Many parents start early when it comes to saving for their child’s education, but there’s one option that’s not as well-known: Children’s Critical Illness Insurance. It’s an often-overlooked product that can provide an extra layer of financial security, ensuring your...
by Denis Bugeja | Jan 6, 2025 | blog, Estate Planning, Family, tax
Planning an estate goes beyond drafting a will. Ensure your wishes are honoured and minimize the financial burden on your family by organizing your legacy, with 5 simple steps. Keep Your Will Updated A will outlines your wishes for your asset distribution. Review and...
by Denis Bugeja | Dec 3, 2024 | blog, Estate Planning, financial advice, tax
Did you know that after years of working hard to provide for your family, without proper planning you could end up leaving them with a tax bill? Good news! There are ways to eliminate or defer these tax liabilities to protect your estate for future generations. To...
by Denis Bugeja | Nov 4, 2024 | blog
In Canada, where small and medium businesses are the essence of the economy, business succession planning isn’t just an option – it is necessary to secure your company’s future success and protect your legacy. It is crucial for ensuring the smooth transfer of...
