by Denis Bugeja | Jun 26, 2025 | Blog, Business Owners
Starting your own business is exciting, but it also comes with risks. You’ve poured time, energy, and probably a good chunk of your savings into getting it off the ground. So, let’s talk about something not-so-glamorous but important: insurance. I know, insurance...
by Denis Bugeja | May 28, 2025 | Blog, Business Owners, Individuals, Insurance, Life Insurance
Life insurance through your employee benefits plan is a great perk—but relying on it alone could leave your family underprotected. As of the most recent data available, LIMRA’s Canadian Life Insurance Ownership Study indicates that 44% of Canadian households own...
by Denis Bugeja | May 1, 2025 | Blog, Estate Planning, Family, Financial Advice, Individuals, Insurance, Life Insurance
When people think about life insurance, they often picture it as something only needed to protect young families or pay off a mortgage. But what might surprise you is how many wealthy individuals continue to carry large life insurance policies. In fact, high-net-worth...
by Denis Bugeja | Apr 1, 2025 | Blog, Estate Planning, Family, Individuals, Insurance, Life Insurance
You may have heard of estate freezes, but what are they, and should you consider one? An estate freeze is a tax-planning strategy that allows business owners to shift the future growth of their company to the next generation while capping their tax liability on a sale...
by Denis Bugeja | Mar 3, 2025 | Blog, Critical Illness Insurance, Family, Individuals, Insurance, Life Insurance
Traditional life and critical illness insurance policies provide essential security for your loved ones. However, if health conditions have made obtaining coverage a challenge, there are now new options designed to ensure you’re not left without protection. Two...
by Denis Bugeja | Feb 5, 2025 | Blog, Critical Illness Insurance, Family, Individuals, Insurance
Many parents start early when it comes to saving for their child’s education, but there’s one option that’s not as well-known: Children’s Critical Illness Insurance. It’s an often-overlooked product that can provide an extra layer of financial security, ensuring your...
