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Understanding Early CPP: When and Why to Consider It

Understanding Early CPP: When and Why to Consider It

by Denis Bugeja | Aug 1, 2024 | Blog, pension plan, retirees, Retirement

New Rules governing the Canada Pension Plan took full effect in 2016. Under these rules, the earliest you can take your CPP Pension is age 60, the latest is 70. The standard question regarding CPP remains the same – should I take it early or wait? If you take it...
Are You On The Right Track?

Are You On The Right Track?

by Denis Bugeja | Jan 3, 2024 | Blog, Investment, retirees, Retirement, RRSP, Tax Free Savings Account

In bull markets, some investors develop unhealthy expectations as to the long term yields their investments should provide. Ten years ago, some came to accept returns as high as 15% to 20% per annum as the base return their fund and portfolio managers were expected to...
Prepare in Advance for Next Year’s Tax Filing

Prepare in Advance for Next Year’s Tax Filing

by Denis Bugeja | Dec 1, 2023 | Blog, RDSP, Registered Education Savings Plan, Retirement, RRSP, tax, Tax Free Savings Account

Was last year’s filing of your income tax return a satisfying experience for you? Did you have a sense of accomplishment or dismay? For many, the April 30th deadline seems to arrive way too soon. If this is the case with you, starting the process much earlier would...

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