by Denis Bugeja | Aug 1, 2024 | blog, pension plan, retirees, Retirement
New Rules governing the Canada Pension Plan took full effect in 2016. Under these rules, the earliest you can take your CPP Pension is age 60, the latest is 70. The standard question regarding CPP remains the same – should I take it early or wait? If you take it...
by Denis Bugeja | Jan 3, 2024 | blog, Investment, retirees, Retirement, RRSP, Tax Free Savings Account
In bull markets, some investors develop unhealthy expectations as to the long term yields their investments should provide. Ten years ago, some came to accept returns as high as 15% to 20% per annum as the base return their fund and portfolio managers were expected to...
by Denis Bugeja | Dec 1, 2023 | blog, RDSP, Registered Education Savings Plan, Retirement, RRSP, tax, Tax Free Savings Account
Was last year’s filing of your income tax return a satisfying experience for you? Did you have a sense of accomplishment or dismay? For many, the April 30th deadline seems to arrive way too soon. If this is the case with you, starting the process much earlier would...