by Denis Bugeja | May 1, 2023 | blog, life insurance, mortgage
If you have a mortgage, it makes good sense to insure it. Owning a debt-free home is an objective of any sound financial plan. In addition, making sure your mortgage is paid off in the event of your death will benefit your family greatly. The question is, should you...
by Denis Bugeja | Apr 1, 2023 | blog, Investment, life insurance
The recent developments in investment markets and the volatile performance that has resulted have brought about a new appeal to an old workhorse. For investors looking for a diversification in their investment portfolio and a more tax-efficient fixed income investment...
by Denis Bugeja | Feb 1, 2023 | blog, Insurance, life insurance
Given the problems encountered by some large financial institutions in the United States, how concerned should we be about the state of the life insurance industry in Canada? Insurance is one of the most closely regulated industries in Canada. Unlike the United...
by Denis Bugeja | Jan 2, 2023 | blog, Insurance, life insurance
If you require permanent life insurance coverage for family, estate planning, business, or tax planning purposes or you just wish to accumulate money in your life insurance program it may be time to look at a permanent, level-cost solution. Many of us purchase large...
by Denis Bugeja | Dec 1, 2022 | blog, life insurance
During this stressful and challenging time, many are wondering what effect COVID-19 could have on their life insurance. Some may be worried that the insurance companies would make changes to their existing policy due to coronavirus concerns, resulting in an increase...
by Denis Bugeja | Oct 5, 2022 | blog, Debt, life insurance
Naming a beneficiary of a life insurance policy provides a significant benefit in planning and protecting one’s estate. With a named beneficiary, the death benefit is paid directly to the beneficiary and is received tax-free. It bypasses the policyowner’s estate...